/* ==========================================================================
   AFFINITY WEALTH MANAGEMENT — Production Modernized Design System
   WCAG 2.1 AA Compliant | Mobile-First | Zero-Shift Architecture
   ========================================================================== */

/* --- CSS Variables & Design Tokens --- */
:root {
  /* Brand Palette */
  --color-primary: #0b1f3a;         /* Deep Delaware Navy */
  --color-primary-dark: #061324;    /* Midnight Navy */
  --color-primary-light: #16365c;   /* Slate Navy */
  --color-primary-subtle: #edf3fa;  /* Ice Blue Tint */
  
  --color-accent: #b08226;          /* Refined Gold */
  --color-accent-hover: #936b1d;    /* Deep Bronze */
  --color-accent-light: #fbf5e8;    /* Warm Champagne */
  --color-accent-glow: rgba(176, 130, 38, 0.25);

  --color-secondary: #2563eb;       /* Fiduciary Blue */
  --color-secondary-soft: #eff6ff;  /* Soft Blue Tint */

  /* Neutral Spectrum */
  --color-white: #ffffff;
  --color-bg: #ffffff;
  --color-bg-alt: #f8fafc;          /* Slate 50 */
  --color-bg-card: #ffffff;
  --color-surface-subtle: #f1f5f9;  /* Slate 100 */
  --color-border: #e2e8f0;          /* Slate 200 */
  --color-border-light: #f1f5f9;
  --color-border-hover: #cbd5e1;

  /* Typography Colors */
  --color-text: #0f172a;            /* Slate 900 - High Contrast */
  --color-text-body: #334155;       /* Slate 700 - 4.5:1+ Contrast */
  --color-text-muted: #64748b;      /* Slate 500 */
  --color-text-light: #94a3b8;      /* Slate 400 */
  --color-text-inverse: #f8fafc;    /* White on Dark */
  
  /* Status Colors */
  --color-success: #15803d;
  --color-success-bg: #ecfdf5;
  --color-warning: #b45309;
  --color-warning-bg: #fffbeb;
  --color-info: #0369a1;
  --color-info-bg: #f0f9ff;

  /* Typography Stacks */
  --font-heading: 'Georgia', 'Playfair Display', serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;

  /* Typography Scales (Fluid Typography via clamp) */
  --text-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.8125rem);
  --text-sm: clamp(0.875rem, 0.82rem + 0.25vw, 0.9375rem);
  --text-base: clamp(1rem, 0.95rem + 0.25vw, 1.0625rem);
  --text-lg: clamp(1.125rem, 1.05rem + 0.4vw, 1.25rem);
  --text-xl: clamp(1.25rem, 1.15rem + 0.5vw, 1.5rem);
  --text-2xl: clamp(1.5rem, 1.35rem + 0.8vw, 1.875rem);
  --text-3xl: clamp(1.875rem, 1.6rem + 1.2vw, 2.35rem);
  --text-4xl: clamp(2.25rem, 1.9rem + 1.8vw, 3.125rem);
  --text-5xl: clamp(2.75rem, 2.2rem + 2.5vw, 4rem);

  /* Spacing */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;

  /* Elevation Shadows */
  --shadow-sm: 0 1px 2px 0 rgba(15, 23, 42, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(15, 23, 42, 0.08), 0 2px 4px -2px rgba(15, 23, 42, 0.05);
  --shadow-lg: 0 10px 15px -3px rgba(15, 23, 42, 0.08), 0 4px 6px -4px rgba(15, 23, 42, 0.04);
  --shadow-xl: 0 20px 25px -5px rgba(15, 23, 42, 0.1), 0 8px 10px -6px rgba(15, 23, 42, 0.04);
  --shadow-card-hover: 0 16px 32px -4px rgba(11, 31, 58, 0.12), 0 6px 12px -4px rgba(176, 130, 38, 0.08);

  /* Radii */
  --radius-sm: 0.25rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-2xl: 1.5rem;
  --radius-full: 9999px;

  /* Container */
  --container-max: 1240px;
  --gutter: clamp(1rem, 4vw, 2.5rem);

  /* Transitions */
  --transition-fast: 0.15s ease;
  --transition-normal: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

/* --- Base & Reset --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 100%;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  overflow-x: clip; /* Fixes horizontal overflow without breaking position:sticky */
}

body {
  font-family: var(--font-sans);
  font-size: var(--text-base);
  line-height: 1.6;
  color: var(--color-text-body);
  background-color: var(--color-bg);
  overflow-x: clip; /* Never use overflow:hidden on body to keep header sticky */
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Accessible Focus Styling (WCAG 2.1 AA 3:1+ contrast) */
:focus-visible {
  outline: 3px solid var(--color-accent);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

/* Skip Navigation Link */
.skip-link {
  position: absolute;
  top: -999px;
  left: 1rem;
  background: var(--color-accent);
  color: var(--color-primary-dark);
  padding: 0.75rem 1.5rem;
  font-weight: 700;
  font-size: 1rem;
  z-index: 9999;
  border-radius: var(--radius-md);
  text-decoration: none;
  box-shadow: var(--shadow-lg);
  transition: top var(--transition-fast);
}

.skip-link:focus {
  top: 1rem;
}

/* Typography Elements */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--color-primary);
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.015em;
  overflow-wrap: break-word;
}

h1 { font-size: var(--text-4xl); margin-bottom: var(--space-4); }
h2 { font-size: var(--text-3xl); margin-bottom: var(--space-4); }
h3 { font-size: var(--text-2xl); margin-bottom: var(--space-3); }
h4 { font-size: var(--text-xl); margin-bottom: var(--space-2); }
h5 { font-size: var(--text-lg); margin-bottom: var(--space-2); }
h6 { font-size: var(--text-base); margin-bottom: var(--space-1); }

p {
  margin-bottom: var(--space-4);
  max-width: 75ch; /* Comfortable reading width */
}

p:last-child {
  margin-bottom: 0;
}

a {
  color: var(--color-primary);
  text-decoration: underline;
  text-underline-offset: 3px;
  text-decoration-thickness: 1px;
  transition: color var(--transition-fast), text-decoration-color var(--transition-fast);
}

a:hover {
  color: var(--color-accent);
  text-decoration-color: var(--color-accent);
}

img, picture, svg, video {
  display: block;
  max-width: 100%;
  height: auto;
}

ul, ol {
  list-style-position: inside;
  margin-bottom: var(--space-4);
}

/* Utility Containers */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.container-narrow {
  max-width: 900px;
}

.container-wide {
  max-width: 1400px;
}

/* Section Spacing */
.section {
  padding-block: clamp(2.5rem, 6vw, 5rem);
}

.section-tight {
  padding-block: clamp(1.75rem, 4vw, 3rem);
}

.section-alt {
  background-color: var(--color-bg-alt);
}

.section-primary {
  background-color: var(--color-primary);
  color: var(--color-text-inverse);
}

.section-primary h1,
.section-primary h2,
.section-primary h3,
.section-primary h4 {
  color: var(--color-white);
}

.section-primary p {
  color: #cbd5e1;
}

/* Badges & Eyebrows */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-accent);
  margin-bottom: var(--space-3);
}

.eyebrow-light {
  color: #e2b765;
}

.badge {
  display: inline-block;
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
  font-size: var(--text-xs);
  font-weight: 600;
  background-color: var(--color-surface-subtle);
  color: var(--color-primary);
  border: 1px solid var(--color-border);
}

.badge-gold {
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
  border-color: rgba(176, 130, 38, 0.3);
}

/* Section Header Component */
.section-header {
  margin-bottom: clamp(2rem, 4vw, 3.5rem);
}

.section-header.text-center {
  text-align: center;
}

.section-header.text-center p {
  margin-inline: auto;
}

.lead {
  font-size: var(--text-lg);
  line-height: 1.55;
  color: var(--color-text-body);
}

/* ==========================================================================
   HEADER & NAVIGATION (Strictly Sticky Direct Child of Body)
   ========================================================================== */
header.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  transition: box-shadow var(--transition-normal), background var(--transition-normal);
}

.header-scrolled {
  box-shadow: 0 4px 20px -2px rgba(11, 31, 58, 0.08);
}

/* Top utility announcement / security banner */
.top-bar {
  background-color: var(--color-primary-dark);
  color: #94a3b8;
  font-size: 0.8125rem;
  padding-block: 0.375rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.top-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
}

.top-bar-left, .top-bar-right {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}

.top-bar a {
  color: #e2e8f0;
  text-decoration: none;
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.top-bar a:hover {
  color: var(--color-accent);
}

.top-bar-divider {
  opacity: 0.3;
}

/* Main Nav Bar */
.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 4.75rem;
  position: relative;
}

/* Brand Logo */
.brand-link {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  color: var(--color-primary);
  min-height: 48px; /* Touch target */
}

.brand-symbol {
  width: 42px;
  height: 42px;
  border-radius: 8px;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-sm);
  border: 1px solid rgba(176, 130, 38, 0.4);
  flex-shrink: 0;
}

.brand-symbol svg {
  width: 26px;
  height: 26px;
  fill: var(--color-accent);
}

.brand-identity {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.1;
  letter-spacing: -0.01em;
}

.brand-tagline {
  font-size: 0.6875rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-accent);
  font-weight: 700;
}

/* Desktop Nav Menu */
.primary-nav {
  display: none;
}

@media (min-width: 1024px) {
  .primary-nav {
    display: flex;
    align-items: center;
    gap: 0.25rem;
  }
}

.nav-list {
  display: flex;
  list-style: none;
  margin: 0;
  padding: 0;
  align-items: center;
  gap: 0.25rem;
}

.nav-item {
  position: relative;
}

.nav-link {
  display: inline-flex;
  align-items: center;
  padding: 0.625rem 0.875rem;
  color: var(--color-text);
  font-weight: 600;
  font-size: 0.9375rem;
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
  min-height: 48px;
}

.nav-link:hover {
  color: var(--color-accent);
  background-color: var(--color-surface-subtle);
}

.nav-link.active {
  color: var(--color-primary);
  font-weight: 700;
  background-color: var(--color-primary-subtle);
  border-bottom: 2px solid var(--color-accent);
}

/* Header Actions */
.header-actions {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.btn-portal {
  display: none;
}

@media (min-width: 768px) {
  .btn-portal {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-primary);
    text-decoration: none;
    padding: 0.5rem 0.875rem;
    border-radius: var(--radius-md);
    border: 1px solid var(--color-border);
    background: var(--color-white);
    min-height: 48px;
  }
  
  .btn-portal:hover {
    border-color: var(--color-accent);
    color: var(--color-accent);
  }
}

/* Hamburger / Mobile Toggle Button (>= 48px ergonomic touch target) */
.mobile-nav-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-white);
  cursor: pointer;
  color: var(--color-primary);
  padding: 0;
  position: relative;
  z-index: 1050;
  transition: background var(--transition-fast), border-color var(--transition-fast);
}

.mobile-nav-toggle:hover {
  background: var(--color-surface-subtle);
  border-color: var(--color-accent);
}

.hamburger-box {
  width: 24px;
  height: 18px;
  display: inline-block;
  position: relative;
}

.hamburger-inner,
.hamburger-inner::before,
.hamburger-inner::after {
  width: 24px;
  height: 2px;
  background-color: currentColor;
  border-radius: 2px;
  position: absolute;
  transition: transform var(--transition-fast) ease, opacity var(--transition-fast) ease;
}

.hamburger-inner {
  top: 50%;
  transform: translateY(-50%);
}

.hamburger-inner::before,
.hamburger-inner::after {
  content: '';
  left: 0;
}

.hamburger-inner::before {
  top: -7px;
}

.hamburger-inner::after {
  bottom: -7px;
}

/* Mobile Toggle Open State */
.mobile-nav-toggle[aria-expanded="true"] .hamburger-inner {
  transform: rotate(45deg);
}

.mobile-nav-toggle[aria-expanded="true"] .hamburger-inner::before {
  top: 0;
  opacity: 0;
}

.mobile-nav-toggle[aria-expanded="true"] .hamburger-inner::after {
  bottom: 0;
  transform: rotate(-90deg);
}

@media (min-width: 1024px) {
  .mobile-nav-toggle {
    display: none;
  }
}

/* Mobile Drawer Overlay */
.mobile-nav-drawer {
  position: fixed;
  inset-block-start: 0;
  inset-inline-end: 0;
  width: min(88vw, 380px);
  height: 100vh;
  background-color: var(--color-white);
  box-shadow: -8px 0 24px rgba(11, 31, 58, 0.15);
  z-index: 1040;
  display: flex;
  flex-direction: column;
  padding: 5.5rem 1.75rem 2rem 1.75rem;
  overflow-y: auto;
  transform: translateX(100%);
  transition: transform var(--transition-normal);
}

.mobile-nav-drawer.is-open {
  transform: translateX(0);
}

.mobile-drawer-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(6, 19, 36, 0.6);
  backdrop-filter: blur(4px);
  z-index: 1030;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-normal);
}

.mobile-drawer-backdrop.is-open {
  opacity: 1;
  pointer-events: auto;
}

.mobile-nav-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.mobile-nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.875rem 1rem;
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--color-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  border-left: 3px solid transparent;
  min-height: 48px;
}

.mobile-nav-link:hover,
.mobile-nav-link.active {
  background: var(--color-surface-subtle);
  border-left-color: var(--color-accent);
  color: var(--color-accent);
}

.mobile-drawer-footer {
  margin-top: auto;
  padding-top: 1.5rem;
  border-top: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

/* ==========================================================================
   BUTTONS & INTERACTIVE CONTROLS
   ========================================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 600;
  line-height: 1.25;
  text-decoration: none;
  border-radius: var(--radius-md);
  border: 1px solid transparent;
  cursor: pointer;
  transition: all var(--transition-fast);
  min-height: 48px; /* Ergonomic touch target */
  min-width: 48px;
  text-align: center;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--color-accent);
  color: var(--color-primary-dark);
  border-color: var(--color-accent);
  box-shadow: 0 2px 4px rgba(176, 130, 38, 0.2);
}

.btn-primary:hover {
  background-color: var(--color-accent-hover);
  border-color: var(--color-accent-hover);
  color: var(--color-white);
  transform: translateY(-1px);
  box-shadow: 0 4px 10px rgba(176, 130, 38, 0.3);
}

.btn-navy {
  background-color: var(--color-primary);
  color: var(--color-white);
  border-color: var(--color-primary);
}

.btn-navy:hover {
  background-color: var(--color-primary-dark);
  border-color: var(--color-primary-dark);
  color: var(--color-white);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn-outline {
  background-color: transparent;
  color: var(--color-primary);
  border-color: var(--color-border-hover);
}

.btn-outline:hover {
  border-color: var(--color-primary);
  background-color: var(--color-surface-subtle);
  color: var(--color-primary);
}

.btn-outline-white {
  background-color: transparent;
  color: var(--color-white);
  border-color: rgba(255, 255, 255, 0.4);
}

.btn-outline-white:hover {
  background-color: rgba(255, 255, 255, 0.1);
  border-color: var(--color-white);
  color: var(--color-white);
}

.btn-lg {
  padding: 0.875rem 2rem;
  font-size: var(--text-base);
  border-radius: var(--radius-lg);
}

.btn-full {
  width: 100%;
}

.btn-group {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  align-items: center;
}

/* ==========================================================================
   CARDS, GRIDS & MODERN LAYOUT SYSTEM
   ========================================================================== */
.grid {
  display: grid;
  gap: clamp(1.25rem, 3vw, 2rem);
}

.grid-cols-1 { grid-template-columns: repeat(1, minmax(0, 1fr)); }
.grid-cols-2 { grid-template-columns: repeat(1, minmax(0, 1fr)); }
.grid-cols-3 { grid-template-columns: repeat(1, minmax(0, 1fr)); }
.grid-cols-4 { grid-template-columns: repeat(1, minmax(0, 1fr)); }

@media (min-width: 640px) {
  .grid-cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (min-width: 768px) {
  .grid-cols-3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .grid-cols-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (min-width: 1024px) {
  .grid-cols-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .grid-cols-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}

/* Card Base */
.card {
  background-color: var(--color-bg-card);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  padding: clamp(1.25rem, 3vw, 2rem);
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
  display: flex;
  flex-direction: column;
  min-width: 0; /* Prevents flex/grid overflow */
}

.card:hover {
  box-shadow: var(--shadow-card-hover);
  border-color: rgba(176, 130, 38, 0.4);
  transform: translateY(-3px);
}

.card-flush {
  padding: 0;
  overflow: hidden;
}

.card-body {
  padding: clamp(1.25rem, 3vw, 1.75rem);
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.card-accent {
  border-top: 4px solid var(--color-accent);
}

.card-primary {
  background-color: var(--color-primary);
  color: var(--color-text-inverse);
  border-color: rgba(255, 255, 255, 0.1);
}

.card-primary h2, .card-primary h3, .card-primary h4 {
  color: var(--color-white);
}

.card-primary p {
  color: #cbd5e1;
}

/* Icon Box */
.icon-box {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-lg);
  background-color: var(--color-primary-subtle);
  color: var(--color-primary);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-4);
  flex-shrink: 0;
  transition: all var(--transition-fast);
}

.icon-box svg {
  width: 26px;
  height: 26px;
}

.card:hover .icon-box {
  background-color: var(--color-accent);
  color: var(--color-primary-dark);
}

/* ==========================================================================
   HERO BANNER COMPONENT
   ========================================================================== */
.hero {
  position: relative;
  background: linear-gradient(135deg, #0b1f3a 0%, #061324 100%);
  color: var(--color-white);
  padding-block: clamp(3rem, 8vw, 6.5rem);
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 80% 20%, rgba(176, 130, 38, 0.15) 0%, transparent 50%),
                    radial-gradient(circle at 20% 80%, rgba(37, 99, 235, 0.12) 0%, transparent 60%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
  position: relative;
  z-index: 1;
}

@media (min-width: 992px) {
  .hero-grid {
    grid-template-columns: 1.15fr 0.85fr;
  }
}

.hero-content h1 {
  color: var(--color-white);
  line-height: 1.15;
  margin-bottom: var(--space-5);
}

.hero-content h1 span.gold {
  color: #dfb256;
}

.hero-lead {
  font-size: var(--text-xl);
  color: #cbd5e1;
  line-height: 1.55;
  margin-bottom: var(--space-8);
  max-width: 60ch;
}

.hero-badges {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-8);
  padding-top: var(--space-6);
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-badge-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8125rem;
  color: #94a3b8;
  font-weight: 500;
}

.hero-badge-item svg {
  width: 16px;
  height: 16px;
  fill: var(--color-accent);
}

/* Media Card in Hero */
.hero-media {
  position: relative;
}

.hero-image-wrapper {
  border-radius: var(--radius-2xl);
  overflow: hidden;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
  border: 1px solid rgba(255, 255, 255, 0.15);
  aspect-ratio: 16 / 10;
  position: relative;
}

.hero-image-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-floating-card {
  position: absolute;
  bottom: -1.5rem;
  left: -1rem;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
  padding: 1rem 1.25rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--color-border);
  color: var(--color-text);
  display: flex;
  align-items: center;
  gap: 0.75rem;
  max-width: 280px;
}

@media (max-width: 480px) {
  .hero-floating-card {
    position: static;
    margin-top: var(--space-4);
    max-width: 100%;
  }
}

.floating-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  background-color: var(--color-accent-light);
  color: var(--color-accent);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.floating-text-label {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-muted);
  font-weight: 600;
}

.floating-text-value {
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--color-primary);
}

/* ==========================================================================
   TRUST & CREDENTIAL STRIP
   ========================================================================== */
.trust-strip {
  background-color: var(--color-primary-subtle);
  border-bottom: 1px solid var(--color-border);
  padding-block: var(--space-8);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-4);
  text-align: center;
}

@media (min-width: 768px) {
  .trust-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.trust-item {
  padding: var(--space-3);
}

.trust-stat {
  font-family: var(--font-heading);
  font-size: var(--text-3xl);
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.1;
  margin-bottom: 0.25rem;
}

.trust-stat span.accent {
  color: var(--color-accent);
}

.trust-label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  font-weight: 600;
}

/* ==========================================================================
   ROADMAP TIMELINE & PROCESS (Mermaid Replacement)
   ========================================================================== */
.process-timeline {
  display: grid;
  gap: var(--space-4);
  position: relative;
  margin-top: var(--space-8);
}

@media (min-width: 768px) {
  .process-timeline {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .process-timeline {
    grid-template-columns: repeat(3, 1fr);
  }
}

.process-step-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 1.5rem;
  position: relative;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
}

.process-step-card:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.process-step-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: var(--radius-full);
  background-color: var(--color-primary);
  color: var(--color-white);
  font-weight: 700;
  font-size: 0.875rem;
  margin-bottom: var(--space-3);
}

.process-step-title {
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}

.process-step-timeline {
  font-size: var(--text-xs);
  font-weight: 700;
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: var(--space-2);
}

/* ==========================================================================
   DIAGNOSTIC & INTERACTIVE TOOLS WIDGETS
   ========================================================================== */
.tool-widget {
  background: var(--color-white);
  border: 2px solid var(--color-border);
  border-radius: var(--radius-2xl);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  box-shadow: var(--shadow-lg);
}

.tool-header {
  margin-bottom: var(--space-6);
  padding-bottom: var(--space-4);
  border-bottom: 1px solid var(--color-border);
}

.tool-form-group {
  margin-bottom: var(--space-5);
}

.tool-form-group label {
  display: block;
  font-weight: 600;
  color: var(--color-primary);
  margin-bottom: var(--space-2);
  font-size: var(--text-sm);
}

.tool-input,
.tool-select {
  width: 100%;
  padding: 0.75rem 1rem;
  font-size: var(--text-base);
  font-family: inherit;
  color: var(--color-text);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  background-color: var(--color-white);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.tool-input:focus,
.tool-select:focus {
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px var(--color-accent-glow);
  outline: none;
}

.tool-output {
  margin-top: var(--space-6);
  padding: var(--space-5);
  border-radius: var(--radius-lg);
  background-color: var(--color-surface-subtle);
  border-left: 4px solid var(--color-accent);
}

.tool-output h4 {
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}

/* Checklist Widget (Year-End Drift Check) */
.checklist {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.checklist-item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  padding: 1rem;
  background-color: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: background var(--transition-fast), border-color var(--transition-fast);
}

.checklist-item:hover {
  background-color: var(--color-white);
  border-color: var(--color-accent);
}

.checklist-item input[type="checkbox"] {
  width: 22px;
  height: 22px;
  accent-color: var(--color-accent);
  margin-top: 0.15rem;
  flex-shrink: 0;
  cursor: pointer;
}

.checklist-content h4 {
  font-size: 1rem;
  margin-bottom: 0.25rem;
  color: var(--color-primary);
}

.checklist-content p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  margin: 0;
}

/* ==========================================================================
   TEAM DIRECTORY CARDS & BIO ROSTER
   ========================================================================== */
.team-grid {
  display: grid;
  gap: var(--space-6);
  grid-template-columns: repeat(1, minmax(0, 1fr));
}

@media (min-width: 640px) {
  .team-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (min-width: 1024px) {
  .team-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

.team-card {
  background-color: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
  border-color: rgba(176, 130, 38, 0.4);
}

.team-photo-wrapper {
  position: relative;
  aspect-ratio: 1 / 1;
  width: 100%;
  background-color: var(--color-primary-subtle);
  overflow: hidden;
}

.team-photo-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.team-card:hover .team-photo-wrapper img {
  transform: scale(1.03);
}

.team-fallback-avatar {
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--color-primary-subtle) 0%, #dbeafe 100%);
  color: var(--color-primary);
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 700;
}

.team-details {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.team-name {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 0.25rem;
}

.team-credentials {
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.5rem;
}

.team-role {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-text-body);
  margin-bottom: var(--space-3);
}

.team-bio-snippet {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.5;
  margin-bottom: var(--space-4);
  flex-grow: 1;
}

/* ==========================================================================
   SEMANTIC TABLES (AEO & GEO Readiness)
   ========================================================================== */
.table-responsive {
  width: 100%;
  overflow-x: auto;
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  background: var(--color-white);
  margin-block: var(--space-6);
}

table.data-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: var(--text-sm);
}

table.data-table caption {
  padding: 1rem 1.25rem;
  caption-side: top;
  font-weight: 700;
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  color: var(--color-primary);
  text-align: left;
  background-color: var(--color-bg-alt);
  border-bottom: 1px solid var(--color-border);
}

table.data-table th {
  background-color: var(--color-primary);
  color: var(--color-white);
  padding: 1rem 1.25rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  border-bottom: 1px solid var(--color-border);
}

table.data-table td {
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--color-border);
  color: var(--color-text-body);
  vertical-align: top;
}

table.data-table tr:last-child td {
  border-bottom: none;
}

table.data-table tr:nth-child(even) {
  background-color: var(--color-bg-alt);
}

table.data-table tr:hover {
  background-color: var(--color-primary-subtle);
}

/* ==========================================================================
   ACCORDION & FAQ SECTION (AEO Ready)
   ========================================================================== */
.accordion {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

details.faq-item {
  background-color: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

details.faq-item[open] {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-sm);
}

summary.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.125rem 1.25rem;
  font-weight: 600;
  font-size: 1.0625rem;
  color: var(--color-primary);
  cursor: pointer;
  list-style: none;
  user-select: none;
  min-height: 48px;
}

summary.faq-question::-webkit-details-marker {
  display: none;
}

summary.faq-question .faq-icon {
  width: 24px;
  height: 24px;
  border-radius: var(--radius-full);
  background-color: var(--color-surface-subtle);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: bold;
  flex-shrink: 0;
  margin-left: 1rem;
  transition: transform var(--transition-normal), background-color var(--transition-fast);
}

details[open] summary.faq-question .faq-icon {
  transform: rotate(45deg);
  background-color: var(--color-accent);
  color: var(--color-primary-dark);
}

.faq-answer {
  padding: 0 1.25rem 1.25rem 1.25rem;
  color: var(--color-text-body);
  font-size: var(--text-sm);
  line-height: 1.65;
  border-top: 1px solid transparent;
}

details[open] .faq-answer {
  border-top-color: var(--color-border-light);
}

/* ==========================================================================
   FORMS & INPUTS (Accessible WCAG 2.1 AA)
   ========================================================================== */
.form-container {
  background-color: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  box-shadow: var(--shadow-md);
}

.form-group {
  margin-bottom: var(--space-5);
}

.form-label {
  display: block;
  font-weight: 600;
  font-size: var(--text-sm);
  color: var(--color-primary);
  margin-bottom: 0.375rem;
}

.form-label .required {
  color: #dc2626;
}

.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  font-family: var(--font-sans);
  font-size: 1rem;
  color: var(--color-text);
  background-color: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  min-height: 48px;
}

.form-control:focus {
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px var(--color-accent-glow);
  outline: none;
}

textarea.form-control {
  min-height: 120px;
  resize: vertical;
}

.form-hint {
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  margin-top: 0.35rem;
}

.form-consent-box {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-block: var(--space-5);
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

.form-consent-box input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 0.15rem;
  accent-color: var(--color-accent);
  flex-shrink: 0;
}

/* ==========================================================================
   FOOTER (Comprehensive Multi-Column & Regulatory Compliant)
   ========================================================================== */
footer.site-footer {
  background-color: var(--color-primary-dark);
  color: #94a3b8;
  padding-top: clamp(3rem, 6vw, 5rem);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-grid {
  display: grid;
  gap: clamp(2rem, 4vw, 3rem);
  grid-template-columns: 1fr;
  margin-bottom: var(--space-12);
}

@media (min-width: 640px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .footer-grid {
    grid-template-columns: 1.5fr 1fr 1fr 1.25fr;
  }
}

.footer-col h3.footer-heading {
  font-family: var(--font-heading);
  font-size: 1.125rem;
  color: var(--color-white);
  margin-bottom: var(--space-4);
  letter-spacing: 0.02em;
}

.footer-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.footer-links a {
  color: #94a3b8;
  text-decoration: none;
  font-size: 0.875rem;
  transition: color var(--transition-fast), transform var(--transition-fast);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.footer-links a:hover {
  color: var(--color-accent);
  transform: translateX(3px);
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.875rem;
  margin-bottom: 0.75rem;
  color: #cbd5e1;
}

.footer-contact-item svg {
  width: 18px;
  height: 18px;
  fill: var(--color-accent);
  flex-shrink: 0;
  margin-top: 0.2rem;
}

/* Social Icon Strip */
.social-links {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-top: var(--space-5);
}

.social-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background-color: rgba(255, 255, 255, 0.06);
  color: #cbd5e1;
  text-decoration: none;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all var(--transition-fast);
}

.social-link:hover {
  background-color: var(--color-accent);
  color: var(--color-primary-dark);
  border-color: var(--color-accent);
  transform: translateY(-2px);
}

.social-link svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

/* Regulatory Legal Strip */
.footer-disclaimers {
  padding-block: var(--space-8);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.8125rem;
  line-height: 1.6;
  color: #64748b;
}

.footer-disclaimers p {
  max-width: 100%;
  margin-bottom: 0.75rem;
}

.footer-bottom {
  padding-block: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  align-items: center;
  justify-content: space-between;
  font-size: 0.8125rem;
}

@media (min-width: 768px) {
  .footer-bottom {
    flex-direction: row;
  }
}

.footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
}

.footer-legal-links a {
  color: #94a3b8;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.footer-legal-links a:hover {
  color: var(--color-accent);
}

/* ==========================================================================
   BACK TO TOP BUTTON (>= 48px Accessible Floating Control)
   ========================================================================== */
.back-to-top {
  position: fixed;
  bottom: 1.5rem;
  right: 1.5rem;
  width: 50px;
  height: 50px;
  border-radius: var(--radius-full);
  background-color: var(--color-primary);
  color: var(--color-accent);
  border: 2px solid var(--color-accent);
  box-shadow: 0 4px 14px rgba(6, 19, 36, 0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  z-index: 990;
  opacity: 0;
  visibility: hidden;
  transform: translateY(16px);
  transition: opacity var(--transition-normal), transform var(--transition-normal), background var(--transition-fast);
}

.back-to-top.is-visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover {
  background-color: var(--color-accent);
  color: var(--color-primary-dark);
  transform: translateY(-3px);
  box-shadow: 0 6px 20px rgba(176, 130, 38, 0.35);
}

.back-to-top svg {
  width: 22px;
  height: 22px;
  stroke: currentColor;
  stroke-width: 2.5;
  fill: none;
}

/* ==========================================================================
   PRINT STYLES
   ========================================================================== */
@media print {
  header.site-header,
  .top-bar,
  .back-to-top,
  .mobile-nav-toggle,
  .mobile-nav-drawer,
  .btn {
    display: none !important;
  }

  body {
    color: #000;
    background: #fff;
    font-size: 11pt;
  }

  a {
    text-decoration: none;
    color: #000;
  }

  .container {
    max-width: 100%;
    padding: 0;
  }
}